Criminal Conviction Car Insurance

Car Insurance With Criminal Convictions

If you’ve been convicted of a crime then you will already know how much of an impact it can have on your life. You may no longer be able to work in certain industries or even travel to certain parts of the world. One thing that a lot of people do not realise, is how much having a criminal conviction can affect your ability to obtain car insurance.

It has always been difficult to find criminal conviction car insurance. Car insurance providers are very wary about offering cover to somebody who has a criminal conviction because of the risk that they may enter into further illegal activities that may result in a claim on their policy. This means that insurance companies believe there is a greater risk involved when providing a policy to somebody with a criminal conviction.

It is not uncommon for a criminal conviction to result in your application being declined. If you are accepted as a customer you may be requested to pay vastly increased premiums to negate the extra risks involved.

Finding Cheap Criminal Conviction Car Insurance

From April 2013 you no longer have to declare a conviction that is considered “spent” when applying for car insurance. However you are still legally bound to declare unspent convictions on your insurance application.

If you are struggling to find cheap car insurance with criminal convictions there is hope. With over 9 million people in the UK having a criminal conviction, there is a market for specialised insurance companies to offer a suitable product.

When there is demand for a product, such as criminal conviction car insurance, there are usually multiple companies offering their services. This means that you have a better chance of finding a competitive rate on insurance for criminal convictions.

Shopping around for car insurance can be time consuming, but fortunately we have a panel of insurance companies and brokers that we can send your details to for you. Simply complete our quote form and we will arrange for several quotes to be sent direct to you.